Credit Rating is the score based on the previous record which enables the banks and financial institutes to provide loan to the individual or companies at a specific interest rate. The basic idea to retain a good credit rating is to pay back all the loans within the specified time period. All the bills should [...]

A country, a company or an individual has a credit rating based on his previous record of getting any credit from a bank or any other financial institute. The credit rating is given by the credit bureaus that tell the worthiness of a person in terms of credit. Through credit rating a bank or a [...]